Commercial Property Insurance
Protects your buildings, equipment, tools, inventory, and more. Includes business income coverage to help you stay afloat during property-related shutdowns.
General Liability Insurance
Coverage for third-party injuries, property damage, and advertising claims. Essential protection for contractors, offices, retailers, and service businesses statewide.
Commercial Crime Insurance
Covers employee or external theft of cash, securities, and physical assets—ideal for businesses of any size.
Commercial Auto Insurance
From company cars to delivery vans, we cover owned, leased, and employee-used vehicles. Includes hired & non-owned auto, fleet telematics, and environmental cleanup options.
Workers’ Compensation
Covers medical bills and lost wages due to job-related injuries. Required or recommended in nearly every industry across Texas.
Business Interruption Insurance
Protects your income when a covered loss forces you to close temporarily. Helps you keep paying rent, payroll, and utilities.
Expanded Business Insurance Options
Commercial Umbrella Insurance
Boosts your liability limits beyond what’s covered under your core policies.
Employment Practices Liability (EPLI)
Covers claims related to discrimination, wrongful termination, and harassment—especially important as your team grows.
Directors & Officers (D&O) Insurance
Covers board members and executives—ideal for HOAs, non-profits, and corporate offices.
Cyber Liability Insurance
Protects Texas businesses from data breaches, hacking incidents, and ransomware attacks.
Equipment Breakdown
Covers mechanical failure of critical systems like HVAC, boilers, and machinery.
Tools & Equipment Insurance
Protects contractors, builders, and mobile service pros from tool and gear losses.
Spoilage of Merchandise
Perfect for restaurants, cafes, and food trucks—covers loss of perishables from outages or equipment failure.
Product Recall Coverage
Essential for manufacturers and distributors—covers expenses tied to defective product recalls.
Non-Owned & Hired Auto
Protects your business when employees use personal vehicles on company time.
Fleet Telematics
Track driver behavior, reduce risk, and lower insurance costs with real-time fleet monitoring.
Building Ordinance / Tenant Move-Back Coverage
Helps with code upgrades and tenant relocation after a covered property loss.
Industries We Serve in Corpus Christi & Beyond
We specialize in commercial insurance for:
Contractors & Home Services
Retail Stores & Boutiques
Restaurants & Food Trucks
Auto Shops & Dealerships
Commercial Real Estate
HOAs & Apartment Buildings
Professional Services (attorneys, CPAs, consultants)
Manufacturing & Distribution
Hospitality (hotels, B&Bs)
Churches, Non-Profits & Schools
Whether you operate in Corpus Christi, Houston, Dallas, San Antonio, Austin, or anywhere in Texas, we’ll build a policy that fits your business like a glove.
Protect Your Business with David Beach Insurance Agency
At David Beach Insurance Agency, we proudly serve Corpus Christi and businesses across Texas with smart, custom-built commercial insurance solutions. From local startups to statewide operations, we help business owners protect their property, people, and profits—so they can grow with confidence.
Whether you’re a contractor in Corpus, a retailer in Austin, or a food truck operator in San Antonio, we’ve got you covered.