Commercial Property Insurance

Protects your buildings, equipment, tools, inventory, and more. Includes business income coverage to help you stay afloat during property-related shutdowns.

General Liability Insurance

Coverage for third-party injuries, property damage, and advertising claims. Essential protection for contractors, offices, retailers, and service businesses statewide.

Commercial Crime Insurance

Covers employee or external theft of cash, securities, and physical assets—ideal for businesses of any size.

Commercial Auto Insurance

From company cars to delivery vans, we cover owned, leased, and employee-used vehicles. Includes hired & non-owned auto, fleet telematics, and environmental cleanup options.

Workers’ Compensation

Covers medical bills and lost wages due to job-related injuries. Required or recommended in nearly every industry across Texas.

Business Interruption Insurance

Protects your income when a covered loss forces you to close temporarily. Helps you keep paying rent, payroll, and utilities.


Expanded Business Insurance Options

Commercial Umbrella Insurance

Boosts your liability limits beyond what’s covered under your core policies.

Employment Practices Liability (EPLI)

Covers claims related to discrimination, wrongful termination, and harassment—especially important as your team grows.

Directors & Officers (D&O) Insurance

Covers board members and executives—ideal for HOAs, non-profits, and corporate offices.

Cyber Liability Insurance

Protects Texas businesses from data breaches, hacking incidents, and ransomware attacks.

Equipment Breakdown

Covers mechanical failure of critical systems like HVAC, boilers, and machinery.

Tools & Equipment Insurance

Protects contractors, builders, and mobile service pros from tool and gear losses.

Spoilage of Merchandise

Perfect for restaurants, cafes, and food trucks—covers loss of perishables from outages or equipment failure.

Product Recall Coverage

Essential for manufacturers and distributors—covers expenses tied to defective product recalls.

Non-Owned & Hired Auto

Protects your business when employees use personal vehicles on company time.

Fleet Telematics

Track driver behavior, reduce risk, and lower insurance costs with real-time fleet monitoring.

Building Ordinance / Tenant Move-Back Coverage

Helps with code upgrades and tenant relocation after a covered property loss.


Industries We Serve in Corpus Christi & Beyond

We specialize in commercial insurance for:

  • Contractors & Home Services

  • Retail Stores & Boutiques

  • Restaurants & Food Trucks

  • Auto Shops & Dealerships

  • Commercial Real Estate

  • HOAs & Apartment Buildings

  • Professional Services (attorneys, CPAs, consultants)

  • Manufacturing & Distribution

  • Hospitality (hotels, B&Bs)

  • Churches, Non-Profits & Schools

Whether you operate in Corpus Christi, Houston, Dallas, San Antonio, Austin, or anywhere in Texas, we’ll build a policy that fits your business like a glove.

Protect Your Business with David Beach Insurance Agency

At David Beach Insurance Agency, we proudly serve Corpus Christi and businesses across Texas with smart, custom-built commercial insurance solutions. From local startups to statewide operations, we help business owners protect their property, people, and profits—so they can grow with confidence.

Whether you’re a contractor in Corpus, a retailer in Austin, or a food truck operator in San Antonio, we’ve got you covered.